The Safeguards Rule offers a choice.
Continuous is the stronger one.
The FTC Safeguards Rule lets you meet its testing obligation with continuous monitoring, or with annual penetration testing plus semiannual vulnerability assessments. SpartanX supports either path with a continuous adversary that proves exploitability inside and out. It supports your program and complements your assessor; it does not make you compliant on its own.
Continuous monitoring, or annual testing plus semiannual assessment.
Under the FTC Safeguards Rule (16 CFR Part 314), a financial institution must regularly test or otherwise monitor the effectiveness of its safeguards. Section 314.4(d)(2) gives two paths: continuous monitoring of information systems, or, absent that, annual penetration testing plus vulnerability assessments at least every six months and whenever there is a material change. Either way, the testing has to be real and documented.
Non-banking financial institutions that handle customer information.
The Safeguards Rule reaches a broad set of financial institutions, including many fintechs, lenders, and financial-services providers, that maintain customer information. The systems that hold or touch that information are in scope, and continuous monitoring is the path that best fits a modern, fast-changing environment.
Continuous monitoring you can actually evidence.
The continuous path, with the paperwork done for you.
Rather than stitching together an annual test and semiannual scans, you get continuous, exploit-validated monitoring and a live evidence trail, which satisfies the spirit of the rule and stays current between reviews.
Support your Safeguards Rule program with continuous monitoring that proves itself.
See how SpartanX runs the continuous path and hands you the evidence.